Stamp Duty & Registration Charges in Punjab

Stamp duty is a tax paid to the Punjab government when registering a property. It is calculated on the higher of the agreed sale price or the official government value (collector rates) for your locality. Applies to all Punjab cities including Lahore, Gujranwala, Ludhiana, Amritsar, Jalandhar, Sialkot.

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Punjab Stamp Duty Rates (2026)

CategoryStamp DutyRegistrationTotal
Male buyer (urban)7%1%8%
Female buyer (urban)5%1%6%
Male buyer (rural)5%1%6%
Female buyer (rural)3%1%4%
Concessions & Exemptions:
  • Women get 2% concession in urban areas

How Stamp Duty is Calculated in Punjab

Stamp duty in Punjab is calculated on the higher of:

A. Agreed Sale Price

The price the buyer and seller settle on

B. Government Value

The official collector rates for your locality, from IGRS Punjab

If you agree to buy a flat for Rs 60L but the government value for that locality works out to Rs 65L, stamp duty is calculated on Rs 65L (the higher number). This is why knowing the government value before negotiating is critical.

Kubera AVM shows you the official government value for any locality in Punjab instantly — so you know the stamp duty base before you negotiate.

Government Value Data for Punjab

Stamp duty in Punjab is calculated against the official collector rates published by Inspector General of Registration, Punjab. Kubera has data from this portal.

Portal: IGRS PunjabVerified: 2026-04-13View data source details

Frequently Asked Questions

What is the stamp duty rate in Punjab in 2026?
Stamp duty in Punjab ranges from 7% to 3% depending on buyer category and property location. Registration charges are additional. See the full rate table above.
Do women get a discount on stamp duty in Punjab?
Yes. Women buyers in Punjab get a concession on stamp duty. Check the rate table above for exact percentages.
How is stamp duty calculated in Punjab?
Stamp duty is calculated on the higher of: (a) the agreed sale price, or (b) the official government value (collector rates) for that locality. The Inspector General of Registration, Punjab publishes locality-wise government values. Kubera looks up this rate for you instantly.
Can I reduce stamp duty in Punjab?
Stamp duty rates are set by the Punjab government and cannot be negotiated. However, you can: (1) register the property in a woman's name for a lower rate (in states that offer this concession), (2) check if first-time buyer schemes apply, and (3) use Kubera to verify the government value — paying stamp duty on an inflated base costs you more.

Explore Punjab Cities

Lahore

Circle rate lookup

Gujranwala

Circle rate lookup

Ludhiana

Circle rate lookup

Amritsar

Circle rate lookup

Jalandhar

Circle rate lookup

Sialkot

Circle rate lookup

Sheikhupura

Circle rate lookup

Patiala

Circle rate lookup

Kasur

Circle rate lookup

Bathinda

Circle rate lookup

Kamoke

Circle rate lookup

Pathankot

Circle rate lookup

View all 99 cities in Punjab

Disclaimer: Stamp duty rates shown on this page are for general reference only and may have been revised by the Punjab government since our last update (2026). Actual rates may vary based on property type, location, and applicable surcharges. Always verify the latest rates with the official Punjab registration department or a qualified legal advisor before making financial decisions.

Know the Government Value Before You Buy

Stamp duty is calculated on the government value. Know it before you negotiate.

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